About Us Business

Our Story

In Nepal’s thriving tourism sector, over 150,000 MSMEs form the backbone of the economy. However, many of these small businesses face significant challenges in accepting payments, particularly from international visitors who prefer debit or credit cards.

MOCO addresses this issue with Nepal’s first Unified QR Code. Integrated with more than seven national and international payment networks, this innovative solution allows customers to make payments seamlessly, enabling businesses to accept cross-border, cross-currency transactions effortlessly.

At MOCO, we don’t just solve problems; we unlock doors to new markets and boundless opportunities by equipping MSMEs with tools tailored to meet their needs. Together, we’re shaping a future where barriers to success are removed, one payment at a time.

Add card, not balance to your wallet

We understand the need to store all payment options in one place, just as a physical wallet does. Hence, MOCO allows you to add your VISA debit and credit card numbers instead of loaded funds to make transactions. The convenience of making payments for all your lifestyle expenditures through one quick and secure platform is the essence of MOCO. We are also the first card-based VISA QR code payment service in Nepal.

Unified QR Code

We want businesses to have a unified solution to accept payments from all around the world with no upfront cost to implement the solution. Hence we adopted the QR-code-based system for acquiring transactions. We have unified Alipay+, Mastercard, UnionPay, VISA, and Nepal Pay into our QR Code.

Today our QR Code is Nepal’s only truly unified QR code that can accept cross-border, cross-currency transactions. Furthermore, the entire system is PCI DSS (Payment Card Industry Data Security Standard) compliant; the system has been vetted and hardened by industry standards.